Georgia Insurance

Request more tax incentives and other measures to attract business to Georgia Speech stressed Wednesday during a ceremony at the extension of sites Geico-Macon.

And at least one official said the state should be reducing the corporate tax insurance activity in Georgia.

Czech State David Lucas, D-Macon, called for more tax incentives to compete with other countries attract headquarters in Georgia.

Lucas made his remarks during a speech at Geico ribbon-cutting ceremony officially inaugurated its new $ 22.5 million, 300000 square feet-Call-Center in Ocmulgee East Boulevard. Supported by other local officials, Dir Roy Barnes Geico and executives - including Finance Assistant Warren Buffet - said Lucas would like to add more incentives, more jobs

At Christ Episcopal Church in Washington, Dorothy Stephens, a daughter of Mr. and Mrs. John Stephens Krey St. Louis yesterday, was married to Burton Craige Gray, a son of the late Mr. and Mrs. Gordon Gray of Washington. The Rev. Sanford Garner Jr., the ceremony. It was supported by the Rev.

At Christ Episcopal Church in Washington, Dorothy Stephens, a daughter of Mr. and Mrs. John Stephens Krey St. Louis yesterday, was married to Burton Craige Gray, a son of the late Mr. and Mrs. Gordon Gray of Washington. The Rev. Sanford Garner Jr., the ceremony. It was supported by the Rev. James T. Maier, a Catholic priest.

Georgia Stephens was his sister Maid of honor and C. Boyden Gray was best man for his brother.

Ms. Gray, is known as Deecy, is president of DC Stephens Ltd, an insurance agency in Washington. She is a graduate of Villa Duchesne Oak Hill School, St. Louis and Mount Mary College in Tarrytown, NY, and she obtained a Master’s Degree in sociology from St. Louis University. His father retired as President and Chief Executive Officer of Krey Packing Company in St. Louis.

Mr. Gray, a son-in-law of Nancy Gray Maguire of Hobe Sound, Florida, is the vice-president of Summit Communications Group, a radio and cable television companies in Atlanta. He graduated Phillips Exeter Academy and Yale University and did graduate work in economics at the University of Chicago. His previous marriage ended in divorce.

The father was married, the secretary of the Army in the Truman administration, President Dwight D. Eisenhower ’s Special Assistant for National Security, a president of the University of North Carolina and chairman of the National Historic Preservation Trust. The husband died of a small-son of Bowman Gray, a president of RJ Reynolds Tobacco Company.

Hillary Rodham Clinton invited to Congress, President Clinton and his “give the American people the health security they deserve,” as it dominates and seduce a general rule, two committees unpleasant house today.

She spent the morning and afternoon to pay the legislator compliments, patiently, sometimes hostile to congratulate the representatives of increase of a good question. Sharp questions of potential allies triggered anxious to answer that most opponents is not accessible has a scent of irritation.

Above all, Mrs. Clinton called for cooperation. “I hope we can, hopefully, we will,” she says, “to agree on one thing clear from the outset: that if we want our work is done, if Congress has done what Congress can do to all the different voices of America in these spaces hammers, decisions that confront us, all Americans get a health insurance card guarantees a comprehensive set of benefits, which do has never withdrawn under any pretext. ”

So with his presentation, members of the House Ways and Means Committee, applauded it as left, a virtual unknown to the tribute. They were clearly impressed it treats dozens of issues of detail and with conviction and without notes advisers.

Except for the placing on the market valuation - 10 to 12 percent - Regarding the number of Americans, including youth and good health, she now has to pay less, as they Chairman of the plan, reveals anything that the legislature carefully did not already exist.

Most often promised to protect information. And they said a number of issues have not yet been decided.

To be sure that it does not cause direct conversion, critic, concerned that reductions in the growth of the disease could not be reached or that the plan would have too much bureaucracy, consultations are still worried . The presidents are impressed

But two veterans of the harshest committee chairmen, representatives of Dan Rostenkowski of Ways and Means and John D. Dingell of Energy and the Chamber of Commerce - each of them wants his career with success on health care - were so impressed by his presence, that their voices gewürgt, they welcomed.

Interested, that the proposed system would be a rationing of health care, “said Clinton, representatives Dennis Hastert, Illinois, a Republican, which we currently rationed in this country. ”

“There are literally millions of Americans lack access to the same quality or quantity, like millions of others,” she said.

Mrs. Clinton said Dr. C. Everett Koop, surgeon general was in the Reagan administration, told him that “a person uninsured in a hospital with the same problem, because an insured person is three times more likely to die than the insured.”

A legislator after another questioned the policy worrying reduction of $ 124 billion in the development of Medicare and $ 114 billion in the development of Medicaid, as the President plan. Throughout the day, she replied that federal programs for the elderly and the poor could be the cheapest, Pennsylvania State cited a study finds that even coronary bypass operation costs $ 21000 in a hospital and another $ 84000 sector. Dear necessary discipline

And she insisted, “A Medicare recipient in New Haven federal charges, about half, which is a beneficiary of Medicare costs Boston federal government, without perceptible difference in quality.”

While some representatives challenged the necessity of establishing ceilings for increases in insurance premiums, she said some budgetary discipline was necessary for the private sector to adopt procedures less costly.

And she noted that the government and insurance companies already prices. She told representatives J. Roy Rowland, a Democrat from Georgia, is a retired family doctor, “too often decisions on how the care provided and to whom and at what cost are factors other than what is best for Patient. ”

As Dr. Rowland nodded his head, said a doctor are often typical of “paid, as it has carried out numerous operations, and it is only human nature.

Nicholas E. Calio, the White House to link the congress, which revealed that negotiations this week, the $ 5 billion aid package municipal said, it is more effective if it remains invisible, and can take more senior Officials credit for policy success.

Since taking the job in February, Mr. Calio has been a success in conducting its profile stealth. It is not yet a household name, including in Congress, where it blends in with the army of lobbyists, as the tree bears Capitol Hill striped straps and tasseled loafers and play golf, the edge staff, write the laws of the nation.

At age 39, Edmund Nicholas Calio, is becoming more and more as a broker determined as the displacement of M. Bush, a race against the Congress in a versöhnlichen way to convince voters he has a domestic policy.

From his office in the White House appointed with water color paintings of his three children, it has become not only a mediator between the White House and Congress, but also for an official cabinet line clear separation on the wisdom of the principles of trust in an election year this year. Getting started with Democrat

In part, its ability to familiarize themselves with Democrats reflects efforts by Samuel K. Skinner, the chief of General Staff of the White House to cancel John H. Sununu ’s rough-edges approach. But its ethnic roots Italian Cleveland to help them familiarize with municipal representatives, Democrat Dan Rostenkowski of Chicago, often acts as a screen sir. However, his father was in the insurance business anchored set screws and his mother manages a donut-shop.

Some moderate House Republicans say that Mr. Calio also tries hard to accomplish Democrats and representatives Newt Gingrich, the conservative minority whip of Georgia, it pays too little attention to the presidency from mid-natural allies.

Some conservatives wonder if his mere ability of the spirit of compromise could be a lobbyist, did not extradite its own ideals strengths. And they fear that the kind of compromise worked out by Mr. Mr. Calio Rostenkowski modest capital gains tax cuts the president of the narrowness of the agreement to $ 2.5 billion in unnecessary social spending.

“I have my own ideas,” said Calio, “but they are not important.”

Regardless of the strength of his convictions, his aversion against the voice of an ideology, seems to give him more confidence in chief congressional elections.

Last week, Mr. Bush, he retained a veto embarrassing crush on a bill, abortion and fetal tissue research by a mere 14 votes in Parliament. A full steam on a suggestion by Senator Orrin G. Hatch, Republican of Utah, he arranged a strategy, which President Bush has ordered the creation of a bank of fetal tissue, tissue ektopische miscarriages and pregnancy and expanding the availability of these tissues, without use foetal abortion.

“I’m doing my job, to fill the gap,” he said in an interview. Malaise suddenly in the expression of messages in the articles and photographs, he added: “I am a little uncomfortable to some extent. Sometimes you just have to work to be done.

The victory of fetal tissue in the question of stature has helped negotiate and coaxial, with three of the biggest ego of Washington: Housing Jack Kemp F., Treasury Secretary Nicholas F. Brady, and Mr. Rostenkowski, the chairman of the Assembly and the means to say. His mediation helped rescue the series of business tax incentives and social programs flood downtowns with businesses, police officers and teachers.

“He was the minister in marriage,” said Representative Richard A. Gephardt, leader of the house majority, Mr. Calio level of conflict between several Mr. Rostenkowski and M. Brady, because their employees with new tax provisions while in - again, on again negotiations.

Only hours before the announcement of the agreement was on the floor of the house for a vote on Thursday, the Treasury Department called for a tax cut for the sale of land in the areas of enterprise policy. Mr. Rostenkowski almost cancelled, until the transaction Calio Mr force him to testify in his new state treasury.

Paul D. Coverdell, a Republican, once the Peace Corps, defeated Senator Wyche Fowler Jr., a Democrat, today in a close election ballot.

Mr. Fowler, a senator notion of Atlanta, despite efforts by President Bill Clinton, visited Georgia on Monday to campaign for his colleagues and Democrat. Mr. Clinton won in Georgia, November 3

With 99 percent of precincts report, Mr. Coverdell, had 630023 votes or 51 percent, to Mr. Fowler’s 613846 or 49 per cent.

Mr. Coverdell is the victory of the Republicans 44 seats in the Senate, she had the same election day. The final composition of the chamber, is not expected to be determined until December 4, North Dakota, Senator elected if the occupation of vacancies on the left seat, death of Senator Quentin N. Burdick, a Democrat.

Late tonight, Mr. Coverdell, 53, an insurance company owner, leaned over a crowd of his supporters celebrating in a ballroom of the hotel here. “This senator,” he says, on itself, “will keep America is strong.”

Minutes later, Mr. Fowler said a subdued group of supporters in a ballroom in the city: “If you wake up tomorrow, it seems that Georgians have elected a new senator.

The Democrat praised, among others, Mr. Bill Clinton for “the extension of political capital on my behalf.” But in the end, he added, “the other side, a better job for their constituents, as we did.” Participation rate is high

The turnout at the general election ballot exceeded expectations of most experts and officials of the State choice. Most had predicted that nearly 25 percent of the state of 3.2 million registered voters, but it was quickly approaching 35 percent.

Mr. Coverdell fought the rise of a struggle throughout the campaign to win the first appointment of a field of four Republicans in a primary school for a running, and then finally in the general elections and Mr. Fowler in another course.

Although Mr. Fowler won the most votes November 3, stand law provides that the winners receive a majority. A Libertarian Party candidate, Jim Hudson, won 3 percent of votes, and Mr. Fowler with 49 percent and Mr. Dell Cover 48

Georgia is unusual, most experts say it is the only state that requires any candidate for the National Agency for a majority of votes in a general election. The law of Georgia, passed in 1964, also requires a majority in some countries and the city of choice. There are also other countries, the majority in the first line to win election or appointment for only district and communal levels in a general election, but no other state has such a requirement for national offices.

“It is quite clear that the law has been developed to ensure that blacks chances to win in some areas, the State and the Bill’s main sponsor was quoted in a local publication in time as they say,” counter negro choice and control other minorities, “said Michael Binford, a political scientist at Georgia State University.

In its closing date of the ballot and the campaign has attracted stars republican and democratic state to help their candidates. In addition to Mr. Clinton, Vice President-Elect Al Gore, made for Mr. Fowler.

Mr. Coverdell campaign has attracted visits by Barbara Bush, Secretary of Labor Lynn Martin laboratory; Senators Bob Dole of Kansas, Phil Gramm of Texas, and John W. Warner of Virginia, Dir Carroll A. Campbell Jr., South Carolina. Negative Tone

The widespread use of the device, between Mr. and M. Fowler Coverdell throughout the campaign remained negative, with all other accusations of dishonesty and ethical lapses. For his part, Mr. Fowler took his campaign yeast bread with a few commercials that touted its success, the outcome of the vote and support the elected president. But many of Mr. Cover Dell’s efforts have focused on what was bad about his opponent and not like that, what was positive about yourself.

Mr. Fowler has been from the beginning, become detached assessment relatively low for a permit in place and should run, what many desultory campaign. In addition, some women, he had alienated voters in the state, because of its vote to confirm Clarence Thomas, a native of Georgia, an equity of the Supreme Court.

I’m telling you the truth, “said Barbara Bush here Friday, as a campaign for Paul Coverdell, wants to unseat Senator Wyche Fowler Jr. in Georgia’s electoral ballot Thanksgiving week.” After 350 visits to 38 countries, the past, what I thought I would be on November 20, a campaign speech. ”

Nobody expected that the production either one. But Bill Clinton, Al Gore and Jimmy Carter for the Democrats and Mrs. Bush, Jack Kemp and Bob Dole for the Republicans are among the thousands of iron have been battling for the race known as the bitter electoral commission which is not at its end.

Because of Georgia the right to require a candidate to a majority of votes, Mr. Fowler, won 49 percent of votes and Mr. November 3 Coverdell, 48 percent are in a ballot on Tuesday.

A Libertarian candidate, most of the remaining votes. Appropriates margin in the Senate

The race is to help determine whether Democrats, 56 to 58 seats in the Senate and will be an important test of the republican forces of what was the strong democratic state in the south. But despite national assessments of party leaders, came for each candidate campaign, the result will depend probably, if Mr. Fowler drive, which was seen as lackluster campaign and the lethargy of the last voters in America, nor avoid the same messages to attack the flight and mud is played on their televisions before November 3

“This is an electorate very tired,” said Matt Towery, a prominent Republican from Georgia. “It is very difficult to know, will vote.”

The latest sterben’92 dog in the political life takes place in North Dakota on December 4, where there is a choice between ex-Senator Kent Conrad, a Democrat and his Republican opponent, Jack Dalrymple, fill the seat of Senator Quentin N. Burdick, a Democrat, died on 8 September.

Mr. Fowler’s own studies have shown that the potential of a rare race, but it has expired, that his supporters say was a desultory campaign, left it in a ballot in a state that has only one Republican senator , Mack Mattingly in 1980, since the reconstruction. “Out of synch with Georgia”

Mr. Coverdell, 53, an insurance executive, he was director of the Peace Corps, is still fighting for an effective fight. Its main efforts has always portrays Mr. Fowler is too liberal for Georgia.

“If you want to walk commands Teddy Kennedy, you will not be more synchronous with Georgia,” he said Friday that Barbara Bush has done for him to Roswell, a suburb of Atlanta.

If Mr. Fowler took place in the ballot, running a discount immediately, it was to win by one, in which he climbs a fight, because fewer voters, they should go to the polls.

The rate of participation expected, maybe a third of 72 per cent of voters, ballot papers cast November 3, M. Dell’s Cover suburban Republican base seemed rather go to the polls in Mr. Fowler’s Coalition of rural whites, blacks and urban development, women and moderates.

But after two weeks of the campaign, which were negative, both sides say their surveys show that almost the same race with death.

Mr. Fowler, a former representative in Atlanta, received notes of good conduct, but the Senate a good reputation for touching moments or abducted, has two main tasks in a race he has always been a referendum on its performance. Mr. Coverdell, does not appear in each of its own ads, running against Mr. Fowler on any platform.

Mr. Fowler has also started going negative ads investigation Mr Coverdell of business ethics, Peace Corps and voting record. Increasingly, personal attacks

In collaboration with Dr. Dell’s Cover message flow of the attack, they have the race in more and more personal.

It was much question whether Mr. Clinton, the policy of capital risk in a vulnerable well established that there was no longer in last spring, when Dir Zell Miller helped organize a show of strong support for Mr. Clinton during the Georgia Democratic primary school.

In the last chapter in the national debate on the structure of mutual insurance companies, the Committee of the National Assembly Insurance said yesterday that changes to consider in New York could financially harm millions of policyholders.

The new structure proposed in legislation last June, Toi, George E. Pataki at the insistence of some of the largest life insurers in the state, would allow insurers to reorganize as mutual holding companies, so they could sell reserve for an expansion without compensation insurance. Such a development has already been in 18 states and the District of Columbia.

In the current New York law, mutual companies, did not Business Ventures, but as a collective of individuals for research on insurance lowest price possible, it requires that profits divided over the years - often billions of dollars - to their policyholders, Enterprise formal owner before selling shares.

The proposed legislation would assurance”abandonner control of their company and are exposed to more risk of,’’said Alexander B. Grannis, the committee chairman.

He said he would not be legislation to the Assembly without revisions, and legislative analysts, the chances of their right seemed more and more greatly reduced.

The Committee, the report on the bill, Mr. Grannis said the new structure ein”beträchtliche number of risks in relation to Versicherungsnehmern””mit few tangible benefits.”

In addition to insurance deprives a company, mutual benefits, he of the new structure, the insured is in conflict with new shareholders and für”erhebliche raises the possibility of self-management of enrichment. ”

Mr. Grannis said the legislation on questions of whether the insured to continue, first claiming property values in a bankruptcy and possible conflicts with the President of the Confederation of securities laws.

He criticized the fact that a provision of the admission of only a majority of policyholders, decide to vote on a conversion, rather a majority of all policyholders. And he said the bill is necessary that companies give few details about their plans for the conversion of insurance is required before a decision within 30 days.

When a series of proposals aimed at strengthening legislation, Mr. Grannis insisted that the Superintendent of Insurance to require a finding that any change will nur”faire and gerechte”gegenüber to policyholders, since the bill is now, but it auch ”im the best interest of policyholders.”

Consumer advocates, including Ralph Nader and Jason Adkins, the founder of the Center for Insurance Research, say the new structure would be disastrous for the insured. A group of organizations, Citizen Action of New York, said that the new structure would allow policyholders of nearly $ 9 billion.

Neil D. Levin, Mr. Pataki’s Insurance Superintendent, and the Council of Life Insurance of New York, which represents more than 50 insurance companies, said yesterday that the proposed regulations would not affect insurance.

Mr. Levin said the administration was committed to the protection of policyholders and had tried to negotiate alle”Lücken or Schwächen”in the action of Mr. Grannis. But an adviser to Mr. Grannis, Peter Newell, said:”Before you start to negotiate, we have an obligation to sit down and secured a quantity of equipment and complexity of the situation.”

Similar laws have been defeated in Georgia, Indiana, and in recent months, but on a provisional basis in several other countries, including Massachusetts, South Carolina and Illinois, and awaits the signature of the governor in Wisconsin. Without this type of legislation has been proposed in New Jersey and Connecticut.

Most large companies on reciprocity in the state, including Metropolitan Life and New York Life, say they need the new structure of public service, in competition with companies owned, money by capital markets and their shares as currency to acquire other companies.

A panel of congress updates today a clear signal in the debate on opening up the heart of the Bush administration’s proposal to repair the banking system, which the legislature May extend the powers of banks by the institutions to the entry of new companies.

A number of provisional votes of the commission’s banking subcommittee on financial institutions today, only the first step in what is assumed that a summerlong process. The Panel’s vote is seen as an important political test may go far in Congress to throw banks laws written during the Great Depression. Of the 52 members of the Banking Committee, 36 serve as the subcommittee.

The votes today strongly recommended that the legislature was aware of the recommendation on the management of the extension of powers of banks, although perhaps not as large, such as management.

Members of the Subcommittee strike again trials for the elimination of many benefits of the merger of investment banks and commercial banks. Nor has a “needs more funds for banks, which aims own securities firms.

The committee members also a provision that would simply reinforce what the administration described as a firewall between investment banking and commercial banking units of the same company. They also adopted an amendment to prohibit Directors and Officers of a unit of securities worked in the banking business partner. The ban on working time for banks and securities, member organizations are not applicable to banks-enterprises with less than $ 500 million in assets.

Two other measures, banks in the sub-committee would ask the future to tell customers when they are protected by the Federal Deposit Insurance. Under the provisions, customers must be told that their investments in securities, investment funds and other products that are sold by banks are not insured.

But in a clear victory for the insurance sector, the sub-committee of coordination, so that they can difficult and costly for banks to insurance business, although it retains the existing status of many public institutions charter, which sell insurance.

The importance of the meeting today, and the other in the last few days, it was clear, hordes of lobbyists on a varety interests of Wall Street for large and small industrial and savings banks, insurance and other companies. The subcommittee “marking” of the legislation was hot ticket on Capitol Hill. Each morning, an editorial meeting, lines, well before the sun goes down on the Rayburn Office building, where meetings will be held. In localities where the lines are lobbyists in possession of some people pay nearly $ 20 per hour. For those who receive it is too late, a second room was opened, where the procedure can be heard by loudspeaker.

An amendment by representatives of James P. Moran, a Democrat first-term Virginia, strongly reflects the political and policy issues that Congress would conflict with the coming months.

Mr. Moran proposed a measure would have been éventé and investment banks member organizations selling the exchange of information and financial resources. Supporters of the measure, said it was necessary to prevent abuse of financial and loops plagued the practical development of the banking sector during 1920 and savings and loan, while the Industry 1980’s. It was adopted by the jury.

“The same arguments are now in favour of extending the powers of the Bank were 10 years ago, the associations to save money,” said Representative Gerald D. Kleczka, Democrat of Wisconsin.

But the action opponent said that times were different and that the proper management of the proposal would involve obstacles for banks, risky activities.

“We are not the same as 1930 or 1980’s,” said the representative of Barnard Douglas Jr., Democrat of Georgia. “If we do not allow banks to affiliate, let’s forgotten. We put in a capsule and take all provisions of the air. Let’s verstaatlichen.

In the House of Representatives Democrats handily abperlen a White House trying to kill the comprehensive banking legislation, setting the stage for a final vote on the package as early as Monday.

In a vote was almost straight party lines at the bottom, a first since the package was Wednesday at the Assembly a proposal defeated 243 to 158, the measure would have been killed, with two Democrats, Representative Doug Barnard of Georgia and representatives of Thomas R. Carper Delaware, Concertation with the Republicans, the only two parties to cross.

Despite a final vote on the law should be less biased and much closer to the current action a few legislators’ hopes that the congress beyond, would refinance the health insurance protects deposits banking and the adoption of a comprehensive package of legislation.

In the Senate, members were told today that the broad guidelines of the Bank closely revision Action adopted by the Senate Banking Committee in August that could reach the floor as early as Wednesday.

The Federal Deposit Insurance Corpporation bank insurance fund with a value of less than $ 3 billion and is the lowest level since its creation in the territory of the Great Depression, money early next year . The prospect has been the driving force behind Congress. Even if a complete failure, the congress would probably be much closer to action by the health insurance shoring.

A central provision in the legislation, the loan fund’s cash authority $ 30 billion to $ 5 billion and billions more in Working Capital to support the banks have failed. The management officials say that taxpayers would be loans are repaid by an increase in insurance premiums paid by banks, that the working capital loan would be repaid by the sale of assets seized institutions.

The legislation within the House imposes more restrictions on banks in the development of the insurance companies and securities industry as President Bush has sought, and as a result, the White House has threatened to oppose its veto, unless it is changed dramatically.

As the Assembly bill, the Senate rejects the administrative action at the request of industrial enterprises allow its own banks. The House of Representatives and the Senate far more imposing restrictions on the ability of banks to expand in the insurance business as chairman of the plan.

On the issue of affiliations between commercial banks and investment banks, all proposals to abolish the Glass-Steagall Act of 1933, membership of such a limit, but significantly different.

These two measures, and the proposed hotel would be the decades, many old barriers that have limited the ability of banks to expand in other countries.

Big banks say that although the house measure allows companies Investment Banking and Commercial Banking companies merge, the walls between them would still be high enough for him impossible for banks to compete in the securities markets.

The architects of the proposal, representatives of John D. Dingell of Michigan, Chairman of the Energy and Commerce Committee and representatives of Henry B. Gonzalez of Texas, chairman of the Banking Committee, say the laws would be sufficient, banks grant new powers and sufficient safeguards to protect depositors and taxpayers.

In other votes today, the following measures would be taken by the Assembly:

* A change in the sample representative Jim Leach, Republican of Iowa, that the increase in capital requirements for banks-enterprises, or open banks to acquire new banks in different countries been amended by voice vote.

* A representative sample of the proposed Barney Frank, Democrat of Massachusetts, cancellation of a cap, which prevents the service limit the growth of banks by more than 7 percent per year, was defeated 290 to 104

* An action by representatives of Joseph P. 2d Kennedy, Democrat of Massachusetts, to restrict the development of banks, if they have breached their low income, loans to customers and shares of other shareholders was defeated 241 to 152

In 1970 and 1980, Georgia was a cornerstone of southern economic growth. Today it is found in a recession.

Nowhere, the problem is even more clearly than in Atlanta, the engine that drives the state of the economy. In South Georgia and grew up in economic powerhouses, Atlanta was the capital region, a centre for airlines, telecommunications, distribution and insurance. But this year, economic forecasts indicate that the metropolitan area to lose jobs, for the first time since 1974: 5800 jobs this year two thirds of the total loss for the whole country.

“The Atlanta region,” said Donald Ratajczak, director of the Economic Forecasting Center of Georgia State University, and there is no way can we avoid the word recesssion for the state and the city. ” But he predicted that the state and the city began to recover late in the year 1991.

Until last month, Mr. Ratajczak and other Prognostikern were generally more optimistic about the prospects for the region. He said he believed Atlanta, with its economy on services to industry and the second part of white-collar jobs in the nation to Washington, could have avoided a recession. The effects of the East –

Then, in mid-January, has been the decline of Eastern Airlines, one of two officers, who were previously Hartsfield International Airport here as a regional centre of operations. (The other is Delta Air Lines.)

East say the closure of the first loss of 10000 jobs, said John Braden, a spokesman for the airport, if one takes into account concessions, vendors and commuters air passengers staple food is here. But not all these jobs are permanently lost.

“All indicators of construction turnover of retail trade was low,” said Ratajczak, “but we could have avoided a recession If this is not the closure of Eastern Airlines. The loss of a second turning point in the Cross Air Hartsfield Atlanta bowed to the economy into a recession .

Concourse C at Hartsfield, with its variation of light, resembles a ghost town. If the concourse hosted a crossroads for travelers, the airport made 2200 takeoffs and landings per day. With the loss of East and an end to flights by many commuters Food Network East, the number of 1172 Benefits disappear

The Georgia part of the problems on which the whole south-east. In a recent analysis, the Federal Reserve Bank of Atlanta, said the region tend to lose benefits, as profitable and growing population, it is appreciated in the past two decades.

Sheila Tschinkel, Senior Vice President of Research for the bank, said the South-East had, economically stronger and more urban. Many parties can not really decreased now, she says, but they are not grow as much as earlier.

In the past, she said, the region has increased sharply as people move in, but now, given that employment opportunities decrease, fewer people are coming and the invoice for the strengthening of public services, by Historically, growth will expire. Bad News find

The figures on employment growth, on the heels of bad news in other areas such as real estate and car distribution.

Ron Harris, executive director of Ford Sales Manager Banner said here that during his activity, he was decent was a perpetual struggle to stay positive amid the tide of bad economic news.

“The employees should be their heads on the right of each day,” said Harris, as he was almost alone in his showroom on a Sunday afternoon rain. “We can not control, much more, when it ’s acts of the economy, but we can of our recruitment, and nobody comes in this house is buying a car of a type, it behaves like burdened’s economic news.

His dealers were cutting back on advertising, Mr. Harris said, but had little smaller stocks because “you can not sell from an empty car.” Hold Back Home Buyers

Jim Thibadeau, a real estate agent and developers, whose family company built houses here, said a few visits clients on the evolution of the company have been in recent weeks, but “buyers are always accepted.